Below Market Rate One- and Two-Bedroom Homes Will Be Offered on a First Come, First Served Basis
Coming Soon!
Application Opens November 3, 2025 | 8:00am
Complete These Steps Before The Application Opens
Once the application period opens, each household may submit only ONE first-come, first-served (FCFS) application for all available units. To reserve your place in line, you must first complete the initial FCFS intake form. After submitting this form, you will have 30 minutes to upload your complete application package via Box in order to maintain your spot in line.
Please ensure you have all required documents ready before starting, as incomplete applications will not be reviewed.
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01
Be a First-Time Homebuyer
All members of the household must be a first-time homebuyer (e.g., not have had any ownership interest in real estate in the 3 years prior to the application).
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02
Meet Income Requirements
The household’s income must be less than the maximum area median income.
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03
Complete Homebuyer Education
All applicants who will be titleholders must complete 10 hours of homebuyer education, starting with the 2-hour "MOHCD Homebuyer Program Orientation.”
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04
Qualify for a Loan
Applicants must have adequate income and savings to qualify for a mortgage and meet the City’s requirements for down payment, closing costs, and reserves.
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05
How To Apply
If you have not already, please create a free account on Box.com in order to securely upload your application package for us to review.
Download the application, fill it out, and gather all required documents listed on pages 1 and 2 of the application. Only submit ONE application to be considered for a unit.
Income Requirements
MOHCD 2025 Area Median Income (AMI):
The household income cannot exceed 110% of the Mayor's Office of Housing & Community Development (MOHCD) 2025 Area Median Income (AMI) Chart.
Maximum Income by Household Size
1 Bedroom
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1 Person | $98,200
2 Person | $112,250
3 Person | $126,250
4 Person | $140,250
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1 Person | $109,100
2 Person | $124,700
3 Person | $140,250
4 Person | $155,850
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1 Person | $120,000
2 Person | $137,150
3 Person | $154,300
4 Person | $171,450
2 Bedroom
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2 Person | $112,250
3 Person | $126,250
4 Person | $140,250
5 Person | $151,450
6 Person | $162,700
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2 Person | $124,700
3 Person | $140,250
4 Person | $155,850
5 Person | $168,300
6 Person | $180,800
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2 Person | $137,150
3 Person | $154,300
4 Person | $171,450
5 Person | $185,150
6 Person | $198,900
